• Portfolio construction is incredibly important

  • You sometimes have no idea what is owned in a mutual fund

    • you only have the option to sell the whole fun

  • Make sure you are updating your wills and trusts

  • If you are a do it yourself type investor there are a lot of things you could be missing

    • having an advisor can be extremely beneficial

  • SMA

    • separately managed account

    • allows for more flexibility in your investments

November 7, 2019