• Not a fan of pooled investments (ETFs, MFs)

  • Credit card conversation

    • go find a credit card company that has a 0 interest transfer balance

    • you should never charge more on a credit card that you cant pay off at months end

  • Start saving even if it is a small amount

    • it is a HABIT

  • Only 46% of people feel like they are ready for retirement

    • COMPOUND INTEREST

    • let it grow over time!

  • The Rule of 72

    • how long it will take for an investment to double

  • Credit card debt is rising because people don’t budget!

  • Think first spend later!

  • Roth IRA or a tax deferred account?

October 23, 2019