On this episode, Mark talks about:

  • Continuation on 2018 predictions 
  • More cash on the sidelines, but hitting all time highs (dependent on how your portfolio is invested)
  • Free advice
    • You get what you pay for
  • We believe investors do not have enough clarity in their investments
  • Do not chase historical returns
  • The only benchmark you should focus on is the benchmark of reaching your goals
  • Investors will continue to be over diversified
    • They are not focusing on the efficiency of their portfolio
  • Investors love to pick the benchmark that they think will work best for them
  • Article: “time to remind your clients why they won’t beat the DOW this year”
    • Setting expectations with their clients for planning and investment terms
    • Focus on the plan and the big picture
  • Performance expectations from investors
    • Short term in nature not long term
  • Smart people in the money business are not dumb
    • “The stock market is rigged”
    • Media is making investing a cost issue instead of a value issue
  • Most investors invest in a ray of “hope”
  • Investors will continue to have an unrealistic time horizon for their investments
  • Less than 15% of five star rated funds only three years later had performed at the same level of a 5 star fund

December 28, 2017