In this episode, Mark talks about the process of clarity in your investments leads you to better investment decisions. You pay people to watch and manage your money, but those people don’t understand what to do and why. That's why people buy variable or indexed annuities. The reason people buy annuities is for the guaranteed income rider. One of the big selling points of buying index annuities is that they have the greatest amount of flexibility possible and transparency possible to help investors through financial situations. The value of assets will go up and down. Being able to reposition your portfolio for the up side will be most important. Measurements for a poor performing portfolio is not the rate of return, it is whats called “risk adjusted return”. How much risk is being taken to get the associated rate of return? If the long term fundamentals of the business has changed, we move out.

August 24, 2017