In this episode, Mark talks about how you should be aware of your risks so that you know how to turn those into opportunities. Investors do not comprehend what they are getting (value) for what they are paying (price and fees). Mark also answers a Facebook Question: “I am wondering how a recent grad who is fairly new to investing get into a solid plan for the future?" Start with a plan and invest in funds for the long term. If you’re saving for a house or paying off debt, budgeting is extremely important. Have diversification, not over diversification. Invest around the around: small cap, mid cap, large cap, emerging markets, US markets, and companies that pay dividends.

October 19, 2017